KUALA LUMPUR, Feb 21 (Bernama) -- Prudential BSN Takaful Berhad (PruBSN) is one of the takaful operators partnering with Malaysian Takaful Association for the Race for Cover: Towards Takaful 2020 campaign. The campaign is a concerted effort by the industry to promote greater awareness about family takaful with the overarching aim to increase takaful penetration rate and narrow the protection gap of Malaysians. It also aims to better inform Malaysians of the benefits of family takaful and the importance of protecting themselves and their families.
 
The average Malaysians prefer to seek care and treatment from private hospitals, health services provided at such facilities may be too expensive for some and can have adverse impact on their financials. With this in mind, PruBSN introduced PruBSN AnugerahPlus in January 2019, an affordable and customisable shariah-compliant solution that allows customers to build their ideal protection plan based on their needs and budget.  PruBSN AnugerahPlus is one of PruBSN’s most popular flagship products with a total of over 74,000 subscribers so far.   
 
“We are pleased to be taking part in and supporting the Malaysian Takaful Association once again with its Race for Cover campaign, which has expanded its focus to cover medical and health plans. We understand that when a customer is suffering from a critical illness, he or she needs to focus on recovery and not be burdened by financial worries. With PruBSN AnugerahPlus, customers can take advantage of the various supplementary benefits to build a complete protection plan for themselves,” said Wan Saifulrizal Wan Ismail, Deputy Chief Executive Officer of PruBSN.
 
Comprehensive and customisable medical coverage
 
Medic Protector is an affordable medical plan attached with PruBSN AnugerahPlus that covers hospitalisation, surgery or selected outpatient treatments and has no lifetime limit. It also features the Medic Booster, which increases the annual limit by RM1 million. For extra protection, customers can enhance their plan with critical illness riders which pays out a lump sum amount upon the diagnosis of up to 43 critical illnesses, among the highest offered by any takaful operator in Malaysia.
 
Safeguarding against the financial impact of cancer
 
“As we know, treatment costs for cancer include not just hospital and medication expenses but also other financial liabilities such as specialised home care, dietary supplements as well as alternative treatments.” Wan Saifulrizal added
 
PruBSN AnugerahPlus can help plug this financial gap with Cancer Protector rider, which provides customers with a lump sum payment of 5% and 10% of the coverage amount upon early stage cancer in the first and second certificate year onwards. This allows them to seek the best medical treatment as early as possible and help increase their chances of recovery.
 
Fulfilling spiritual goals
 
The company applies the same high level of commitment in supporting the long-term wellbeing of its communities.
 
Their Ihsan rider allows customers to donate as low as RM5 per month to help alleviate the financial hardship of extremely poor families. The proceeds will support the PruBSN Microtakaful Jariyah programme, which provides B40 breadwinners with basic life protection coverage of RM10,000 for a 12-month term in the unfortunate event of their demise.
 
For more details, go to www.prubsn.com.my/en/our-products/products/prubsn-anugerahplus/ or call 03-20537188 to make an appointment with PruBSN Takaful Consultant for free consultation.
 
About Prudential BSN Takaful Berhad
 
Established in 2006 through the licence awarded by the Central Bank of Malaysia, Prudential BSN Takaful Berhad (PruBSN) is a joint venture between the UK-based Prudential plc and Bank Simpanan Nasional, two financially strong companies in their respective fields of expertise.
 
Premised on the concept of taawun (co-operation and mutual assistance), PruBSN provides a range of shariah-compliant family takaful protection solutions. Today, PruBSN has over 13,000 takaful consultants who serves the evolving health and protection needs of more than 900,000 Malaysians and their families by listening, understanding and most importantly, delivering. 
 
Follow the channels below for latest PruBSN events and happenings:

Website: prubsn.com.my
Facebook: @PruBSN
YouTube: @PruBSN Official
Instagram: @PruBSN_Official

SOURCE: Prudential BSN Takaful

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